The Board of Regents has approved the 2025 healthcare plans and premiums for active employees and pre-65 retirees within the University System of Georgia (USG), following their meeting on Aug. 14. They also approved funding for the Health Reimbursement Account (HRA) for retirees age 65 and older.

The USG continues to face rising costs in the healthcare market, driven by inflation and increasing prescription drug expenses, which affects the USG healthcare plan. As a result, there will be changes in plan designs and increases in premiums for all plans. Health promotion programs will remain available to support employees' well-being. As in previous years, cost increases for 2025 will be shared between employees and the employer.

    • Increased deductibles, out-of-pocket maximums, co-insurance, and/or co-pays across all USG healthcare plans.
    • Monthly employee premium increases ranging from 6.4% to 10.0%, depending on the plan and coverage tier.
    • Continuation of the well-being program, offering up to $100 in incentives for employees and covered spouses who complete designated health promotion activities with the healthcare provider (Anthem or Kaiser).
    • A weight loss support program through Weight Watchers for employees and spouses enrolled in USG healthcare plans.
    • For those enrolled in the Consumer Choice HSA plan, the university will continue its matching contribution to the Health Savings Account at $375 for employee-only coverage and $750 for family coverage.
    • Dental rates will increase by 7.7%, with no changes to plan design.
    • Tobacco and working spouse surcharges will remain at $150 per month. Certification of status is required each enrollment year to avoid surcharges, which must be completed during Open Enrollment via the OneUSG Connect 鈥� Benefits system. Additional information is available on the OneUSG Connect 鈥� Surcharges page.
    • Pre-65 retirees and their dependents will stay on the same plans as active employees, and 2025 plan design changes will apply to them as well. Separate premium rate charts for pre-65 retirees will reflect the same increases outlined above.
    • Retirees 65 and older and their Medicare-eligible dependents will continue to enroll in supplemental healthcare coverage through Alight Retiree Health Solutions, with Medicare Parts A and B providing primary coverage. USG will continue to provide an annual contribution into a Health Reimbursement Account (HRA) for retirees and/or dependents to use for premiums and eligible out-of-pocket healthcare expenses.
      • This year, the Board of Regents has approved a USG HRA annual contribution of $2,640 per year for each Medicare-eligible retiree and covered dependent age 65 and older. To receive the 2025 USG HRA funding, retirees and/or dependents must enroll in coverage through Alight Retiree Health Solutions. The Medicare enrollment period runs from Oct. 15 through Dec. 7, with coverage starting Jan. 1, 2025.