What is a Loan?
Winter Weather Campus Update
Due to the winter weather forecast for Cobb County and the surrounding areas, 快猫成版视频 will move to modified operations on Friday, January 10 and Saturday, January 11. All classes and activities are cancelled in-person, and faculty are responsible for remote instructional continuity. Students should refer to course syllabi or D2L for details on how learning will continue during Modified Operations. All online classes will continue as scheduled. Visit kennesaw.edu/emergency for more information.
Student Loans
If you apply for financial aid, you may be offered loans as part of your school鈥檚 financial aid offer. A loan is money you borrow and must pay back with interest.
If you decide to take out a loan, make sure you understand who is offering the loan and the terms and conditions of the loan. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans offered by the federal government, called federal student loans, usually provide borrowers with lower interest rates and have more flexible repayment options than other loans.
Approximately 50% of KSU students borrow a student loan.
For the 2019 year, the default rates on student loans are:
1.8% for 快猫成版视频
2.3% Nationally
The Financial Aid Office, on a case-by-case basis, may reduce or deny eligibility for student loans. Federal Statute, HEA 479A(c), and 34 CFR 685.301(a)(8), allows the Financial Aid Office to exercise Professional Judgment to reduce or deny a student a loan. Outstanding loan debt, length of program of study, prior defaults and other items will be assessed and the student will be notified in writing if concerns are noted.
Financial Aid Dates and Deadlines